This Privacy Policy outlines the practices of Sigaramthodu Chits Pvt. Ltd. ("Company," "Sigaramthodu Chits") regarding the use of the website www.sigaramthoduchits.com ("Website"). The Company is committed to protecting the privacy and security of its users ("Users"). By accessing or using the Website, Users agree to the terms described in this Privacy Policy. By providing information to the Website, Users consent to its collection, use, and disclosure as detailed below.

Information Collection and Use

Sigaramthodu Chits is committed to offering a secure and personalized online experience. Personal information is only collected if voluntarily provided by Users. The Company will not sell, share, or disclose personal information to unaffiliated third parties, except as outlined in this Privacy Policy or with explicit User consent.

Confidentiality and Disclosure

All personal information and usage data provided by Users are treated as confidential. The Company will only disclose such information:

• When required by law or regulatory authorities.

• To protect User rights, enforce Website terms, or prevent misuse of the Website.

• In the event of a merger, acquisition, or similar business transaction, with the understanding that the relevant business entity will comply with this Privacy Policy.

Communication

Sigaramthodu Chits may use User contact details to share information about products, services, or promotional activities. Users may opt out of these communications by following the instructions included in the messages.

Cookies and Tracking Technologies

The Website uses cookies to enhance User experience and track browsing activity. These cookies do not collect or store personal information. Users may also encounter third-party cookies while using the Website, which are not governed by the Company's policies. Sigaramthodu Chits disclaims responsibility for third-party cookie practices.

Protection of Minors

The Website is intended for use by individuals legally capable of entering into binding contracts under Indian law. Minors and individuals classified as "incompetent to contract" under the Indian Contract Act, 1872, are prohibited from using the Website.

Accuracy and Updates

Sigaramthodu Chits strives to maintain accurate and up-to-date content on the Website. However, all content is provided on an "as is" basis, without guarantees of accuracy, completeness, or reliability. The Company reserves the right to modify Website content at its discretion without prior notice.

Intellectual Property

All Website content, including text, graphics, logos, and images, is the exclusive property of Sigaramthodu Chits. Unauthorized reproduction, modification, distribution, or display of this content is strictly prohibited without prior written consent from the Company.

Liability Disclaimer

The Company is not responsible for any direct, indirect, or consequential damages arising from the use of the Website. This includes, but is not limited to, technical issues, data loss, or reliance on the accuracy of Website content.

External Links

The Website may include links to third-party websites for convenience. Sigaramthodu Chits is not responsible for the content, privacy practices, or policies of these external websites. Accessing such links is solely at the User's discretion and risk.

Changes to the Privacy Policy

Sigaramthodu Chits reserves the right to amend this Privacy Policy at any time without prior notice. Users are encouraged to periodically review this Privacy Policy to stay informed of updates. Continued use of the Website constitutes acceptance of any changes.

Contact Information

For any questions, concerns, or feedback regarding this Privacy Policy, Users may contact Sigaramthodu Chits Pvt. Ltd. through the contact information available on the Website.

This Privacy Policy reflects Sigaramthodu Chits Pvt. Ltd.’s dedication to transparency and its commitment to safeguarding User privacy.